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Micro Software Designs is a leading supplier of Credit Unions automated solutions in the entire Caribbean.
Our flagship product CUMIS Plus (Credit Union Management Information System) is a comprehensive accounting package, designed to satisfy Credit Union needs. CUMIS Plus is a fully customizable cross-platform package, with cross-platform database support and also with an easy to understand and user-friendly interface.
The sister application iBOS (Integrated Banking On-Line System) is targeted towards small and medium sized banks. It has the full power of CUMIS Plus and even more. Both software packages have recently been certified by IBM to run on the full range of IBM servers.
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Description |
CUMIS Plus
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Features
consistent, menu-driven, user-friendly, user
interface and mouse support for Windows clients
Multi platform and supports all popular Linux
Distributions, SCO Unix, Windows 98, ME, NT, 2000
and Windows XP.
Cross platform database support
Features fully integrated Members and General
Ledgers.
The Chart of Accounts supports a 7-digit number
Supports compound journal transactions
Bank reconciliation
Fully automated General Ledger month posting
procedure (with ability to post multiple months)
Fully automated General Ledger year-end posting
procedure
Accounts Payable and Receivable
Security, featuring per user rating system (user
IDs, passwords, ability to manage data on a rating
basis)
Full audit log processing, including violations
report
Branch accounting (supports 16 online branches)
ATM on-line and batch processing (supports ISO
8583 messaging format)
Multi currency support
On-line cheque writer (including renumbering and
realignment capabilities, supports automatic loan
disbursement procedure and automatic standing
order generation)
On-line receipt printing featuring per teller
printer support, CAMBIO receipt printing
Unlimited standing orders with automatic cheque
generation and macro processing facilities
Printing on all types of printers (print
preview, additional formatting, export
capabilities)
Members signature and photograph preview
Mail merge and labeling (supports transfer data
to Microsoft Word for bulk mailing)
Comprehensive tellers cash accounting, float
management integrated with General Ledger
35 customizable loan categories with ability to
split across multiple segments (featuring loan
projection on individual client)
Interest calculation (using compound interest
calculation, interest on a daily basis, or
interest using reducing balance)
Unlimited Term Deposits with ability to set
individual interest rates
Unlimited history support
Query analyzer (ability to process user defined
queries)
Huge amount of reports featuring filter facility
Automatic dividend processing
Delinquency module (period management and
delinquency management (arrears based))
Automated FIP processing and LP/LS, FIP reports
(in partnership with CUNA Caribbean)
IVR
Pearl interface
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